Jay Garcia DOT Com authorizes you to view, download, and interact with materials, services, and forums on this website. Unless otherwise specified, the services and downloads provided by Jay Garcia DOT Com are for your personal and or commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials.

The materials at Jay Garcia DOT Com are copyrighted and any unauthorized use of these materials may violate copyrights and or trademarks of United States of America, headquarters of the owner of Jay Garcia DOT Com.

These legal notices are for our protection and yours as well. Please read them carefully.

September 2010